[SNEAK PREVIEW] See how a real-life Freedom Account is built!

Would you like to see how an actual Freedom Account is built?

These past couple of weeks, many of you have reached out to ask how a Freedom Account can work for you and your long-term financial future.

For the next 48 hours only, we're offering a sneak peek at an actual case being developed.

Leave your name and email or contact Chris at chris@enspheremg.com to receive your sneak preview!

Mike Giffin, Ensphere Marketing Group

Are you saving in the right bucket?

Are you saving for the long term in the right bucket?

Click here to check out the 3-bucket demo!

Would you like to see if a "Freedom Account" would enhance your portfolio? Leave your name and email or contact Chris at chris@enspheremg.com to get started.

Loans you never have to pay back?

Loans you never have to pay back? How is this possible? Click here to see for yourself. 

Make sure to click above and leave your name and email to learn WHY saving money and paying cash are NOT the most efficient ways to manage your money, pay for college, and supplement retirement income.

Feel free to email chris@enspheremg.com with any questions.

Mike Giffin, Ensphere Marketing Group

Retirement Tax Penalties

Most successful individuals today will find themselves with a pile of money in their qualified retirement plans. 

Qualified retirement plans include but are not limited to 401(k) plans, 403(b) plans, 457 plans, IRAs, Roth IRAs and those fortunate ones who have a defined benefit pension plan. More on defined plans later.

These programs are what we call government plans. The government plans let you put aside a portion or percentage of your gross income after tax (deductible), and it grows tax-deferred until you withdraw it.  

It also comes with the usual government restrictions, such as: if you withdraw money prior to 59 1/2, you pay a penalty. If you fail to make withdrawals at 70 1/2, you pay a penalty. More later on the penalties. For those of you who are screaming, “I know the penalties or I know how to avoid the penalties!” you will get your time in future discussions. The largest penalty is the tax bracket you will be in when you begin to withdraw the money. You are betting that you will be in a lower bracket; the I.R.S. is betting you will be in a higher bracket.

Let’s be honest here, this discussion will continue and I’m sure get pretty lively. However, how often has the government given you an opportunity to pay less in taxes??? To be continued ...

How many of you know what tax bracket you will be in when you retire? Do you want to know?

Go to enspheremg.com to sign up for future blogs and tell Chris, "I want to know my future tax bracket when I retire!" Remember, we can make a best guess based on known personal data. Get your free report today!

What My Freedom Account Does for My Family and Me

My Freedom Account gives me the long-term safety I desire.

My Freedom Account gives me a place to store my home equity.

My Freedom Account helps me manage my debt.

My Freedom Account is my offsetting asset on my personal balance account.

My Freedom Account provides me with our personal sleep insurance.

My Freedom Account is my personal banker.

My Freedom Account is 100% available & liquid (cash with no surrender charges) ever.

My Freedom Account gives my family options we never had before.

My Freedom Account is my family's financial "Swiss Army Knife" utility savings account.

My Freedom Account gives my family the peace of mind we never had before.

My Freedom Account is the perfect storehouse for our long- and short-term savings.

My Freedom Account keeps my money from the insanity of the stock market.

My Freedom Account is like my personal financial friend.

My Freedom Account is my source of capital, should I see another more lucrative investment.

My Freedom Account provides a greater return on safe money than any savings account.